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"Growing contacts among people will promote transmission of the coronavirus," the institute said, adding that factors such as warming summer temperatures won't offset the rising mobility, "thereby fueling a significant increase in projected deaths".

"From this point of view, the XRL surely will greatly boost the development of the Bay Area," said Zhang, adding that the commissioning of Hong Kong-Zhuhai-Macao Bridge in the near future and the construction of other infrastructure, including airports and shipping ports, will also add new development impetus to the area.

"For instance, within one year of its rollout in 2009, the ChiNext board recorded gains together with older boards in the A-share market. A similar story happened in the United States when the Nasdaq debuted in 1971," Xue said.

"For smaller loan applicants, the major difficulty is the information asymmetry," he said. "How to reduce default risks of unsecured loans by monitoring the cash flows of companies is also a challenge, because small and micro enterprises are asset-light and short of pledges."

"For example, take the potato, which was introduced to the country in the 17th century. Chinese chefs have invented so many local dishes using the staple, aside from foreign chips, french fries or mashed potatoes."